Discovering that your motorcycle has been stolen can be a stressful experience around Lincoln, NE, but motorcycle insurance is the best start to help you recover from the financial loss. Understanding how to file a theft claim properly increases the chances of adequate compensation.

Reporting the Theft to Authorities

The moment you realize your motorcycle has been stolen, your first action should be to file a police report about the incident to the police. When filing the report, provide the police with detailed information about your motorcycle, including its make, model, and unique identifying features.

Notifying Your Insurance Company

After filing the police report, promptly contact your insurance provider to report the theft. Insurance policies often have strict time limits for reporting claims, so acting quickly is essential. When speaking with your insurer, please provide them with the police report and other requested details. You’ll also need proof of ownership, such as the title, registration, and purchase documents.

Working with the Insurance Adjuster

When the adequate documents are handed over, the insurance company will provide a claims adjuster to handle your case. The adjuster will overlook the case, review your claim, check the provided documentation, and request additional information to confirm the theft. The check received will consist of the value of your motorcycle and the specifics of your policy.

Completing the Claim Process

After the adjuster’s evaluation, your insurer will process your claim and offer a settlement. After the policyholder and the insurance company agree on a price, they will issue the payment, helping you recover from the financial impact of the theft.