Small businesses constitute more than 99% of all businesses. Large businesses are more likely to survive the calamities that strike all businesses and have the necessary resources to recover. Good commercial insurance helps level the playing field for small businesses. At Brokers Insurance Agency in Lincoln, NE, we are here to help ensure that your small business has the commercial insurance it needs.

As a business owner, you need to anticipate all the things that can and will go wrong. Many things can jeopardize your small business, whether it’s a natural disaster or an artificial one. Certain types of commercial insurance can benefit all small businesses.

Commercial Property Insurance

Commercial property insurance is more comprehensive than real estate property insurance. It combines coverage of the physical building and its contents. This offers protection to those who are renting their locations as well as those who own them. It also covers all the things you use to do business. Depending on your business, this can include inventory, machinery, raw materials, display units, electronics, and more.

Commercial Liability Insurance

This may be the most important insurance, as getting sued at some point is almost a certainty, and many small businesses cannot survive a legal action without liability insurance.

Commercial Business Interruption Insurance

When something happens to disrupt your business, it can be hard to survive with no income. If you suffer a business interruption, business interruption insurance will provide the money you need to pay bills and meet payroll.

Don’t wait another day. Contact our team at Brokers Insurance Agency in Lincoln, NE, to discuss your small business’s commercial insurance needs.